Professionals
We have spent the time and money to best equip our organization to offer our services at the highest professional standards.  This includes our earning several designations offered by state and federal agencies.

• Mortgage Broker registered with the New York State Banking Department.  Loans are arranged with third party providers
• Loan correspondent certified by the US Department of Housing and Urban Development (HUD) to originate and process FHA loans
• Designated agent of the Veterans Administration to arrange VA financing for qualified borrowers.

Advisers
We do not process paperwork at Valley Mortgage.  We listen to you, evaluate your needs and advise you accordingly.  Often our job is to give you options in the broad world of mortgage financing.  We think of you not as a consumer, but rather as a client.  We think of the process not as mysterious and anxiety producing, but as logical and collaborative.  You are our personal client - our business partner throughout your transaction.  By using the newest technologies to access real-time information on products, rates and mortgage industry trends, we afford you the competitive edge.

Community members
We are your neighbors, community participants, and business people.  We are in relationships with you every day.  Some of our associations include:

• New York Association of Mortgage Brokers
• National Association of Mortgage Brokers
• Columbia-Greene County Board of Realtors
• Columbia County Chamber of Commerce
• New York State Bar Association
• Columbia County Bar Association